1 / 6
16score
New
$319,900
MLS
Street view12621 Roan Ln
Indianapolis IN 46236 · Single Family · built 1994
4 bd2.5 ba2,060 sqft$155/sqft vs ZIP $162 −4%
1.01 lender DSCR (est.)
Rent covers the estimated payment 1.01× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,200/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$319,900List price
$2,200Rent estimate / mo
1.01Lender DSCR (est.)
$4,372Taxes / yr · county assessor
$162ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,200 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$364 |
| − Insurance | −$133 |
| = Cash flow before vacancy & repairs | $25 |
The numbers
- Price
- $319,900
- $ / sq ft
- $155 ZIP median $162
- Rent estimate
- $2,200/mo ZIP + bedroom comps
- Property taxes
- $4,372/yr 2% cap on assessed value $218,600
- PITIA (assumed)
- $2,175/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.01 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,060 sq ft
- Lot
- 8,276 sq ft
- Year built
- 1994
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128106
- Listed
- Oct 13, 2026
- Days on market
- 2
- Listing agent
- Paige Tam · Prime Real Estates LLC
3172920510 · pgtam875@gmail.com - Price history
- First asked $319,900
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.