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70score
HUD home
$107,000
HUD
Listing photo1265 W 34th St
Indianapolis IN 46208 · Single Family · built 1920
3 bd2 ba1,806 sqft$59/sqft vs ZIP $131 −55%
1.63 lender DSCR (est.)
Rent covers the estimated payment 1.63× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,399/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6355% under ZIP $/sqftverify conditiongovernment REO
The underwriting
The numbers (estimates, illustrative)
$107,000List price
$1,399Rent estimate / mo
1.63Lender DSCR (est.)
$3,002Taxes / yr · county assessor
$131ZIP median $ / sqft
70/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,399 |
| − Mortgage (P&I) | −$561 |
| − Taxes | −$250 |
| − Insurance | −$45 |
| = Cash flow before vacancy & repairs | $543 |
The numbers
- Price
- $107,000
- $ / sq ft
- $59 ZIP median $131
- Rent estimate
- $1,399/mo ZIP + bedroom comps
- Property taxes
- $3,002/yr 2% cap on assessed value $150,100
- PITIA (assumed)
- $856/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.63 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 70/100 DSCR 1.63 · 55% under ZIP $/sqft · verify condition · government REO
The property
- Beds / baths
- 3 / 2
- Living area
- 1,806 sq ft
- Lot
- 0.086 acres
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- HUD Home Store
- MLS #
- 156-591937
- Listed
- Sep 23, 2026
- Days on market
- —
- Listing agent
- HUD (FHA-insured foreclosure)
- Price history
- No changes recorded
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.