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40score
$250,000
MLS
Street view12676 Justice Xing
Fishers IN 46037 · Single Family · built 2002
3 bd2.5 ba1,784 sqft$140/sqft vs ZIP $175 −20%
1.26 lender DSCR (est.)
Rent covers the estimated payment 1.26× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,130/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.2620% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$250,000List price
$2,130Rent estimate / mo
1.26Lender DSCR (est.)
$3,000Taxes / yr · assumed 1.2%
$175ZIP median $ / sqft
40/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,130 |
| − Mortgage (P&I) | −$1,311 |
| − Taxes | −$250 |
| − Insurance | −$104 |
| − HOA | −$23 |
| = Cash flow before vacancy & repairs | $442 |
The numbers
- Price
- $250,000
- $ / sq ft
- $140 ZIP median $175
- Rent estimate
- $2,130/mo HUD fair-market rent
- Property taxes
- $3,000/yr assumed 1.2% of price
- PITIA (assumed)
- $1,688/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $23/mo
- Lender DSCR (est.)
- 1.26 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 40/100 DSCR 1.26 · 20% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,784 sq ft
- Lot
- 4,792 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $23/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22127304
- Listed
- Sep 25, 2026
- Days on market
- 10
- Listing agent
- Andrea Cardoso · United Real Estate Indpls
3177052500 · dcardoso@c21scheetz.com - Price history
- First asked $250,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.