1 / 6
23score
$270,000
MLS
Street view12693 Justice Xing
Fishers IN 46037 · Single Family · built 2002
3 bd2.5 ba1,656 sqft$163/sqft vs ZIP $175 −7%
1.16 lender DSCR (est.)
Rent covers the estimated payment 1.16× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,130/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$270,000List price
$2,130Rent estimate / mo
1.16Lender DSCR (est.)
$3,240Taxes / yr · assumed 1.2%
$175ZIP median $ / sqft
23/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,130 |
| − Mortgage (P&I) | −$1,416 |
| − Taxes | −$270 |
| − Insurance | −$113 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $299 |
The numbers
- Price
- $270,000
- $ / sq ft
- $163 ZIP median $175
- Rent estimate
- $2,130/mo HUD fair-market rent
- Property taxes
- $3,240/yr assumed 1.2% of price
- PITIA (assumed)
- $1,831/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 1.16 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 23/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,656 sq ft
- Lot
- 3,485 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22125671
- Listed
- Sep 11, 2026
- Days on market
- 24
- Listing agent
- Rhonda Hoeft · Keller Williams Indy Metro Ne
3178285557 · rhonda@arhausgroup.com - Price history
- First asked $270,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.