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18score
New
$349,000
MLS
Street view12704 Courage Xing
Fishers IN 46037 · Single Family · built 2004
3 bd2.5 ba2,342 sqft$149/sqft vs ZIP $177 −16%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,070/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
16% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$349,000List price
$2,070Rent estimate / mo
0.82Lender DSCR (est.)
$6,144Taxes / yr · county assessor
$177ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,070 |
| − Mortgage (P&I) | −$1,830 |
| − Taxes | −$512 |
| − Insurance | −$145 |
| − HOA | −$23 |
| = Cash flow before vacancy & repairs | $-441 |
The numbers
- Price
- $349,000
- $ / sq ft
- $149 ZIP median $177
- Rent estimate
- $2,070/mo HUD fair-market rent
- Property taxes
- $6,144/yr 2% cap on assessed value $307,200
- PITIA (assumed)
- $2,511/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $23/mo
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 16% under ZIP $/sqft · new this week
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,342 sq ft
- Lot
- 3,485 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- $23/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133810
- Listed
- Oct 30, 2026
- Days on market
- 3
- Listing agent
- Stephanie Evelo · Keller Williams Indy Metro Ne
3178639011 · info@eveloteam.com - Price history
- First asked $349,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.