Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 12715 Courage Xing
1 / 6
25score
$359,000
MLS Street view
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12715 Courage Xing

Fishers IN 46037 · Single Family · built 2002
3 bd2.5 ba2,950 sqft$122/sqft vs ZIP $175 −30%
0.81 lender DSCR (est.)
Rent covers the estimated payment 0.81× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $2,114/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

31% under ZIP $/sqft
The underwriting

The numbers (estimates, illustrative)

$359,000List price
$2,114Rent estimate / mo
0.81Lender DSCR (est.)
$6,476Taxes / yr · county assessor
$175ZIP median $ / sqft
25/100Deal Score

Monthly picture (illustrative)

Rent est.$2,114
− Mortgage (P&I)−$1,883
− Taxes−$540
− Insurance−$150
− HOA−$28
= Cash flow before vacancy & repairs$-486

The numbers

Price
$359,000
$ / sq ft
$122 ZIP median $175
Rent estimate
$2,114/mo HUD fair-market rent
Property taxes
$6,476/yr 2% cap on assessed value $323,800
PITIA (assumed)
$2,600/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $28/mo
Lender DSCR (est.)
0.81 rent ÷ PITIA · lender floor 1.20
Deal Score
25/100 31% under ZIP $/sqft

The property

Beds / baths
3 / 2.5
Living area
2,950 sq ft
Lot
6,534 sq ft
Year built
2002
Property type
Single Family
HOA
$28/mo
Flood zone
X
Registered rental
No

The listing

Source
Standard
MLS #
22114159
Listed
Jul 23, 2026
Days on market
74
Listing agent
Shavar Greer · @properties
3042376625 · shavar@atpropertiesind.com
Price history
First asked $359,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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