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12score
$404,900
MLS
Street view1274 River Ridge Dr
Brownsburg IN 46112 · Single Family · built 2003
5 bd3 ba2,613 sqft$155/sqft vs ZIP $180 −14%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,358/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
14% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$404,900List price
$2,358Rent estimate / mo
0.87Lender DSCR (est.)
$4,859Taxes / yr · assumed 1.2%
$180ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,358 |
| − Mortgage (P&I) | −$2,123 |
| − Taxes | −$405 |
| − Insurance | −$169 |
| = Cash flow before vacancy & repairs | $-339 |
The numbers
- Price
- $404,900
- $ / sq ft
- $155 ZIP median $180
- Rent estimate
- $2,358/mo HUD fair-market rent
- Property taxes
- $4,859/yr assumed 1.2% of price
- PITIA (assumed)
- $2,697/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 14% under ZIP $/sqft
The property
- Beds / baths
- 5 / 3
- Living area
- 2,613 sq ft
- Lot
- 8,712 sq ft
- Year built
- 2003
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22127384
- Listed
- Sep 22, 2026
- Days on market
- 13
- Listing agent
- Jessica Rogers · Indy at Home
3177092382 · jessica@indyathome.com - Price history
- First asked $404,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.