Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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17score
$824,000
MLS
Street view12756 Stanwich Pl
Carmel IN 46033 · Single Family · built 2003
3 bd3 ba5,161 sqft$160/sqft vs ZIP $201 −21%
0.39 lender DSCR (est.)
Rent covers the estimated payment 0.39× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,260/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
21% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$824,000List price
$2,260Rent estimate / mo
0.39Lender DSCR (est.)
$13,486Taxes / yr · county assessor
$201ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,260 |
| − Mortgage (P&I) | −$4,321 |
| − Taxes | −$1,124 |
| − Insurance | −$343 |
| − HOA | −$63 |
| = Cash flow before vacancy & repairs | $-3,591 |
The numbers
- Price
- $824,000
- $ / sq ft
- $160 ZIP median $201
- Rent estimate
- $2,260/mo HUD fair-market rent
- Property taxes
- $13,486/yr 2% cap on assessed value $674,300
- PITIA (assumed)
- $5,851/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $63/mo
- Lender DSCR (est.)
- 0.39 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 21% under ZIP $/sqft
The property
- Beds / baths
- 3 / 3
- Living area
- 5,161 sq ft
- Lot
- 13,068 sq ft
- Year built
- 2003
- Property type
- Single Family
- HOA
- $63/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119322
- Listed
- Aug 14, 2026
- Days on market
- 52
- Listing agent
- Jessica Darnell · CENTURY 21 Scheetz
3178812100 · jdarnell@c21scheetz.com - Price history
- First asked $824,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.