Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
$320,000
MLS
Street view12798 Arista Ln
Fishers IN 46037 · Single Family · built 2018
2 bd2 ba1,338 sqft$239/sqft vs ZIP $175 +37%
0.64 lender DSCR (est.)
Rent covers the estimated payment 0.64× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,630/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$320,000List price
$1,630Rent estimate / mo
0.64Lender DSCR (est.)
$5,564Taxes / yr · county assessor
$175ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,630 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$464 |
| − Insurance | −$133 |
| − HOA | −$256 |
| = Cash flow before vacancy & repairs | $-901 |
The numbers
- Price
- $320,000
- $ / sq ft
- $239 ZIP median $175
- Rent estimate
- $1,630/mo HUD fair-market rent
- Property taxes
- $5,564/yr 2% cap on assessed value $278,200
- PITIA (assumed)
- $2,531/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $256/mo
- Lender DSCR (est.)
- 0.64 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 2 / 2
- Living area
- 1,338 sq ft
- Lot
- 5,663 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- $256/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22114466
- Listed
- Jul 17, 2026
- Days on market
- 80
- Listing agent
- Troy Dixon , Realtor · eXp Realty, LLC
3174807905 · nztroydixon@gmail.com - Price history
- First asked $320,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.