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17score
$438,000
MLS
Street view12895 Arvada Pl
Fishers IN 46038 · Single Family · built 2004
5 bd2.5 ba2,890 sqft$152/sqft vs ZIP $190 −20%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,553/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
20% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$438,000List price
$2,553Rent estimate / mo
0.87Lender DSCR (est.)
$5,256Taxes / yr · assumed 1.2%
$190ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,553 |
| − Mortgage (P&I) | −$2,297 |
| − Taxes | −$438 |
| − Insurance | −$183 |
| − HOA | −$30 |
| = Cash flow before vacancy & repairs | $-394 |
The numbers
- Price
- $438,000
- $ / sq ft
- $152 ZIP median $190
- Rent estimate
- $2,553/mo HUD fair-market rent
- Property taxes
- $5,256/yr assumed 1.2% of price
- PITIA (assumed)
- $2,947/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $30/mo
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 20% under ZIP $/sqft
The property
- Beds / baths
- 5 / 2.5
- Living area
- 2,890 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- $30/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22123687
- Listed
- Sep 8, 2026
- Days on market
- 27
- Listing agent
- Le Uyen Matthews · Keller Williams Indy Metro W
3173313608 · leuyen.matt@comcast.net - Price history
- First asked $438,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.