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30score
New
$265,000
MLS
Street view1302 N Oxford St
Indianapolis IN 46201 · Multi-Family · built 1915
2 bd1 ba2,778 sqft$95/sqft vs ZIP $140 −32%
0.65 lender DSCR (est.)
Rent covers the estimated payment 0.65× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,240/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
32% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$265,000List price
$1,240Rent estimate / mo
0.65Lender DSCR (est.)
$4,940Taxes / yr · county assessor
$140ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,240 |
| − Mortgage (P&I) | −$1,390 |
| − Taxes | −$412 |
| − Insurance | −$110 |
| = Cash flow before vacancy & repairs | $-672 |
The numbers
- Price
- $265,000
- $ / sq ft
- $95 ZIP median $140
- Rent estimate
- $1,240/mo ZIP + bedroom comps
- Property taxes
- $4,940/yr 2% cap on assessed value $247,000
- PITIA (assumed)
- $1,912/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.65 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 32% under ZIP $/sqft · new this week
The property
- Beds / baths
- 2 / 1
- Living area
- 2,778 sq ft
- Lot
- 6,098 sq ft
- Year built
- 1915
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128933
- Listed
- Oct 5, 2026
- Days on market
- 3
- Listing agent
- Dominick Jones · @properties
3174893441 · info@atpropertiesind.com - Price history
- First asked $265,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.