1 / 6
13score
↓ $5,000
$449,900
MLS
Street view13031 Pinner Ave
Fishers IN 46037 · Single Family · built 2007
2 bd3 ba2,947 sqft$153/sqft vs ZIP $175 −13%
0.53 lender DSCR (est.)
Rent covers the estimated payment 0.53× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,642/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
13% under ZIP $/sqftprice cut 1%
The underwriting
The numbers (estimates, illustrative)
$449,900List price
$1,642Rent estimate / mo
0.53Lender DSCR (est.)
$5,399Taxes / yr · assumed 1.2%
$175ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,642 |
| − Mortgage (P&I) | −$2,359 |
| − Taxes | −$450 |
| − Insurance | −$187 |
| − HOA | −$98 |
| = Cash flow before vacancy & repairs | $-1,453 |
The numbers
- Price
- $449,900
- $ / sq ft
- $153 ZIP median $175
- Rent estimate
- $1,642/mo HUD fair-market rent
- Property taxes
- $5,399/yr assumed 1.2% of price
- PITIA (assumed)
- $3,095/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $98/mo
- Lender DSCR (est.)
- 0.53 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 13% under ZIP $/sqft · price cut 1%
The property
- Beds / baths
- 2 / 3
- Living area
- 2,947 sq ft
- Lot
- 6,970 sq ft
- Year built
- 2007
- Property type
- Single Family
- HOA
- $98/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22117920
- Listed
- Aug 6, 2026
- Days on market
- 60
- Listing agent
- Derek Gutting · Keller Williams Indpls Metro N
3176796767 · derek@guttinggroup.com - Price history
- First asked $454,900 · previously $454,900 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.