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Street view of 13083 Pennington Rd
1 / 6
0score
$395,000
MLS Street view
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13083 Pennington Rd

Fishers IN 46037 · Single Family · built 2020
3 bd2.5 ba2,046 sqft$193/sqft vs ZIP $175 +10%
0.70 lender DSCR (est.)
Rent covers the estimated payment 0.70× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $2,114/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

The underwriting

The numbers (estimates, illustrative)

$395,000List price
$2,114Rent estimate / mo
0.70Lender DSCR (est.)
$7,370Taxes / yr · county assessor
$175ZIP median $ / sqft
0/100Deal Score

Monthly picture (illustrative)

Rent est.$2,114
− Mortgage (P&I)−$2,071
− Taxes−$614
− Insurance−$165
− HOA−$154
= Cash flow before vacancy & repairs$-890

The numbers

Price
$395,000
$ / sq ft
$193 ZIP median $175
Rent estimate
$2,114/mo HUD fair-market rent
Property taxes
$7,370/yr 2% cap on assessed value $368,500
PITIA (assumed)
$3,004/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $154/mo
Lender DSCR (est.)
0.70 rent ÷ PITIA · lender floor 1.20
Deal Score
0/100

The property

Beds / baths
3 / 2.5
Living area
2,046 sq ft
Lot
2,614 sq ft
Year built
2020
Property type
Single Family
HOA
$154/mo
Flood zone
X
Registered rental
No

The listing

Source
Standard
MLS #
22117438
Listed
Aug 13, 2026
Days on market
53
Listing agent
Laura Turner · F.C. Tucker Company - Fishers/Geist
3173630842 · laura@talktoturner.com
Price history
First asked $395,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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