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0score
$399,999
MLS
Street view13095 Pennington Rd
Fishers IN 46037 · Single Family · built 2019
3 bd2.5 ba2,005 sqft$200/sqft vs ZIP $177 +13%
0.68 lender DSCR (est.)
Rent covers the estimated payment 0.68× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,070/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$399,999List price
$2,070Rent estimate / mo
0.68Lender DSCR (est.)
$7,292Taxes / yr · county assessor
$177ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,070 |
| − Mortgage (P&I) | −$2,098 |
| − Taxes | −$608 |
| − Insurance | −$167 |
| − HOA | −$154 |
| = Cash flow before vacancy & repairs | $-956 |
The numbers
- Price
- $399,999
- $ / sq ft
- $200 ZIP median $177
- Rent estimate
- $2,070/mo HUD fair-market rent
- Property taxes
- $7,292/yr 2% cap on assessed value $364,600
- PITIA (assumed)
- $3,026/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $154/mo
- Lender DSCR (est.)
- 0.68 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,005 sq ft
- Lot
- 2,614 sq ft
- Year built
- 2019
- Property type
- Single Family
- HOA
- $154/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130787
- Listed
- Oct 23, 2026
- Days on market
- 11
- Listing agent
- Michele Snyder · M Realty Services
3177521003 · michele@michelesnyder.com - Price history
- First asked $399,999
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.