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32score
$378,000
MLS
Street view13110 Promise Rd
Fishers IN 46038 · Single Family · built 1966
4 bd2 ba3,240 sqft$117/sqft vs ZIP $190 −39%
1.01 lender DSCR (est.)
Rent covers the estimated payment 1.01× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,553/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
38% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$378,000List price
$2,553Rent estimate / mo
1.01Lender DSCR (est.)
$4,536Taxes / yr · assumed 1.2%
$190ZIP median $ / sqft
32/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,553 |
| − Mortgage (P&I) | −$1,982 |
| − Taxes | −$378 |
| − Insurance | −$158 |
| = Cash flow before vacancy & repairs | $35 |
The numbers
- Price
- $378,000
- $ / sq ft
- $117 ZIP median $190
- Rent estimate
- $2,553/mo HUD fair-market rent
- Property taxes
- $4,536/yr assumed 1.2% of price
- PITIA (assumed)
- $2,518/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.01 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 32/100 38% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2
- Living area
- 3,240 sq ft
- Lot
- 30,928 sq ft
- Year built
- 1966
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124427
- Listed
- Sep 11, 2026
- Days on market
- 24
- Listing agent
- Gabriel Long · Exp Realty, LLC
3179423246 · gabriellongreal@gmail.com - Price history
- First asked $378,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.