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43score
↓ $10,100
$199,900
MLS
Street view1314 N High School Rd
Indianapolis IN 46224 · Single Family · built 1948
3 bd1.5 ba1,576 sqft$127/sqft vs ZIP $159 −20%
1.16 lender DSCR (est.)
Rent covers the estimated payment 1.16× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,685/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
20% under ZIP $/sqftprice cut 5%
The underwriting
The numbers (estimates, illustrative)
$199,900List price
$1,685Rent estimate / mo
1.16Lender DSCR (est.)
$3,884Taxes / yr · county assessor
$159ZIP median $ / sqft
43/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,685 |
| − Mortgage (P&I) | −$1,048 |
| − Taxes | −$324 |
| − Insurance | −$83 |
| = Cash flow before vacancy & repairs | $230 |
The numbers
- Price
- $199,900
- $ / sq ft
- $127 ZIP median $159
- Rent estimate
- $1,685/mo ZIP + bedroom comps
- Property taxes
- $3,884/yr 2% cap on assessed value $194,200
- PITIA (assumed)
- $1,455/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.16 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 43/100 20% under ZIP $/sqft · price cut 5%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,576 sq ft
- Lot
- 11,761 sq ft
- Year built
- 1948
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22098101
- Listed
- Apr 28, 2026
- Days on market
- 172
- Listing agent
- Shannon Skyles · Heroes Property Group
3172583230 · autumnsojka@gmail.com - Price history
- First asked $210,000 · previously $205,000 cut $10,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.