1 / 6
11score
$132,000
MLS
Street view1314 S Pershing Ave
Indianapolis IN 46221 · Single Family · built 1910
2 bd1 ba676 sqft$195/sqft vs ZIP $145 +35%
1.07 lender DSCR (est.)
Rent covers the estimated payment 1.07× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $950/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$132,000List price
$950Rent estimate / mo
1.07Lender DSCR (est.)
$1,672Taxes / yr · county assessor
$145ZIP median $ / sqft
11/100Deal Score
Monthly picture (illustrative)
| Rent est. | $950 |
| − Mortgage (P&I) | −$692 |
| − Taxes | −$139 |
| − Insurance | −$55 |
| = Cash flow before vacancy & repairs | $63 |
The numbers
- Price
- $132,000
- $ / sq ft
- $195 ZIP median $145
- Rent estimate
- $950/mo ZIP + bedroom comps
- Property taxes
- $1,672/yr 2% cap on assessed value $83,600
- PITIA (assumed)
- $887/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.07 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 11/100
The property
- Beds / baths
- 2 / 1
- Living area
- 676 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22104610
- Listed
- May 28, 2026
- Days on market
- 125
- Listing agent
- Francheska Watts · LifeStyle Realty Group, INC
3173705283 · info@chooselifestyle.com - Price history
- First asked $132,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.