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13score
New
$699,000
MLS
Street view13299 Lorenzo Blvd
Carmel IN 46074 · Single Family · built 2003
5 bd3.5 ba3,675 sqft$190/sqft vs ZIP $211 −10%
0.55 lender DSCR (est.)
Rent covers the estimated payment 0.55× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,647/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
10% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$699,000List price
$2,647Rent estimate / mo
0.55Lender DSCR (est.)
$9,296Taxes / yr · county assessor
$211ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,647 |
| − Mortgage (P&I) | −$3,666 |
| − Taxes | −$775 |
| − Insurance | −$291 |
| − HOA | −$90 |
| = Cash flow before vacancy & repairs | $-2,175 |
The numbers
- Price
- $699,000
- $ / sq ft
- $190 ZIP median $211
- Rent estimate
- $2,647/mo HUD fair-market rent
- Property taxes
- $9,296/yr 2% cap on assessed value $464,800
- PITIA (assumed)
- $4,822/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $90/mo
- Lender DSCR (est.)
- 0.55 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 10% under ZIP $/sqft · new this week
The property
- Beds / baths
- 5 / 3.5
- Living area
- 3,675 sq ft
- Lot
- 13,504 sq ft
- Year built
- 2003
- Property type
- Single Family
- HOA
- $90/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133343
- Listed
- Oct 30, 2026
- Days on market
- 4
- Listing agent
- Lauren Masur · Berkshire Hathaway HomeServices Indiana Realty
6199646180 · lauren.masur@bhhsin.com - Price history
- First asked $699,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.