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19score
New
$265,000
MLS
Street view1345 Carroll White Dr
Indianapolis IN 46219 · Single Family · built 1962
4 bd3 ba2,021 sqft$131/sqft vs ZIP $144 −9%
1.01 lender DSCR (est.)
Rent covers the estimated payment 1.01× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,821/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
9% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$265,000List price
$1,821Rent estimate / mo
1.01Lender DSCR (est.)
$3,610Taxes / yr · county assessor
$144ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,821 |
| − Mortgage (P&I) | −$1,390 |
| − Taxes | −$301 |
| − Insurance | −$110 |
| = Cash flow before vacancy & repairs | $20 |
The numbers
- Price
- $265,000
- $ / sq ft
- $131 ZIP median $144
- Rent estimate
- $1,821/mo HUD fair-market rent
- Property taxes
- $3,610/yr 2% cap on assessed value $180,500
- PITIA (assumed)
- $1,801/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.01 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 9% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 3
- Living area
- 2,021 sq ft
- Lot
- 11,326 sq ft
- Year built
- 1962
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130928
- Listed
- Oct 10, 2026
- Days on market
- 5
- Listing agent
- Tina Sharma · Midland Realty Group, Inc.
3179709761 · tinasharmausa1@gmail.com - Price history
- First asked $265,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.