1 / 6
5score
$625,000
MLS
Street view13494 Belford Ct
Carmel IN 46032 · Single Family · built 2004
3 bd2.5 ba2,860 sqft$219/sqft vs ZIP $233 −6%
0.52 lender DSCR (est.)
Rent covers the estimated payment 0.52× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,252/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$625,000List price
$2,252Rent estimate / mo
0.52Lender DSCR (est.)
$7,500Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,252 |
| − Mortgage (P&I) | −$3,278 |
| − Taxes | −$625 |
| − Insurance | −$260 |
| − HOA | −$187 |
| = Cash flow before vacancy & repairs | $-2,098 |
The numbers
- Price
- $625,000
- $ / sq ft
- $219 ZIP median $233
- Rent estimate
- $2,252/mo HUD fair-market rent
- Property taxes
- $7,500/yr assumed 1.2% of price
- PITIA (assumed)
- $4,350/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $187/mo
- Lender DSCR (est.)
- 0.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,860 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- $187/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22121494
- Listed
- Sep 24, 2026
- Days on market
- 11
- Listing agent
- Laura Turner · F.C. Tucker Company - Fishers/Geist
3173630842 · laura@talktoturner.com - Price history
- First asked $625,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.