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0score
$1,175,000
MLS
Street view14004 Grannan Ln
Carmel IN 46074 · Single Family · built 2018
4 bd4.5 ba4,320 sqft$272/sqft vs ZIP $210 +30%
0.34 lender DSCR (est.)
Rent covers the estimated payment 0.34× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$1,175,000List price
$2,724Rent estimate / mo
0.34Lender DSCR (est.)
$14,100Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,724 |
| − Mortgage (P&I) | −$6,162 |
| − Taxes | −$1,175 |
| − Insurance | −$490 |
| − HOA | −$208 |
| = Cash flow before vacancy & repairs | $-5,310 |
The numbers
- Price
- $1,175,000
- $ / sq ft
- $272 ZIP median $210
- Rent estimate
- $2,724/mo HUD fair-market rent
- Property taxes
- $14,100/yr assumed 1.2% of price
- PITIA (assumed)
- $8,034/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $208/mo
- Lender DSCR (est.)
- 0.34 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 4.5
- Living area
- 4,320 sq ft
- Lot
- 17,860 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- $208/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22116215
- Listed
- Jul 24, 2026
- Days on market
- 73
- Listing agent
- Jeffrey Cummings · RE/MAX Complete
3173704664 · jcummings@gotocomplete.com - Price history
- First asked $1,175,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.