1 / 6
8score
$729,900
MLS
Street view1416 Stonemill Cir S
Carmel IN 46032 · Single Family · built 1988
4 bd2.5 ba3,456 sqft$211/sqft vs ZIP $233 −9%
0.56 lender DSCR (est.)
Rent covers the estimated payment 0.56× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,748/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
9% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$729,900List price
$2,748Rent estimate / mo
0.56Lender DSCR (est.)
$8,759Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
8/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,748 |
| − Mortgage (P&I) | −$3,828 |
| − Taxes | −$730 |
| − Insurance | −$304 |
| − HOA | −$58 |
| = Cash flow before vacancy & repairs | $-2,172 |
The numbers
- Price
- $729,900
- $ / sq ft
- $211 ZIP median $233
- Rent estimate
- $2,748/mo HUD fair-market rent
- Property taxes
- $8,759/yr assumed 1.2% of price
- PITIA (assumed)
- $4,920/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $58/mo
- Lender DSCR (est.)
- 0.56 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 8/100 9% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,456 sq ft
- Lot
- 41,382 sq ft
- Year built
- 1988
- Property type
- Single Family
- HOA
- $58/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22125854
- Listed
- Sep 17, 2026
- Days on market
- 17
- Listing agent
- Cindy Cherf · Keller Williams Indpls Metro N
3173703730 · cindysellsindyrealtyteam@gmail.com - Price history
- First asked $729,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.