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0score
$439,900
MLS
Street view142 E Banta Rd
Indianapolis IN 46227 · Single Family · built 2002
4 bd2.5 ba2,438 sqft$180/sqft vs ZIP $156 +16%
0.52 lender DSCR (est.)
Rent covers the estimated payment 0.52× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,700/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$439,900List price
$1,700Rent estimate / mo
0.52Lender DSCR (est.)
$8,664Taxes / yr · county assessor
$156ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,700 |
| − Mortgage (P&I) | −$2,307 |
| − Taxes | −$722 |
| − Insurance | −$183 |
| − HOA | −$50 |
| = Cash flow before vacancy & repairs | $-1,562 |
The numbers
- Price
- $439,900
- $ / sq ft
- $180 ZIP median $156
- Rent estimate
- $1,700/mo ZIP + bedroom comps
- Property taxes
- $8,664/yr 2% cap on assessed value $433,200
- PITIA (assumed)
- $3,262/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $50/mo
- Lender DSCR (est.)
- 0.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,438 sq ft
- Lot
- 12,197 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $50/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22103381
- Listed
- May 26, 2026
- Days on market
- 130
- Listing agent
- Lora Reynolds · Epique Inc
3174966291 · lora@wrsuccess.com - Price history
- First asked $439,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.