1 / 6
80score
↓ $10,500
$105,000
MLS
Street view1424 Cruft St
Indianapolis IN 46203 · Single Family · built 1955
4 bd1 ba1,056 sqft$99/sqft vs ZIP $168 −41%
2.04 lender DSCR (est.)
Rent covers the estimated payment 2.04× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,470/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 2.0441% under ZIP $/sqftprice cut 10%
The underwriting
The numbers (estimates, illustrative)
$105,000List price
$1,470Rent estimate / mo
2.04Lender DSCR (est.)
$1,516Taxes / yr · county assessor
$168ZIP median $ / sqft
80/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,470 |
| − Mortgage (P&I) | −$551 |
| − Taxes | −$126 |
| − Insurance | −$44 |
| = Cash flow before vacancy & repairs | $749 |
The numbers
- Price
- $105,000
- $ / sq ft
- $99 ZIP median $168
- Rent estimate
- $1,470/mo rent comps
- Property taxes
- $1,516/yr 2% cap on assessed value $75,800
- PITIA (assumed)
- $721/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 2.04 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 80/100 DSCR 2.04 · 41% under ZIP $/sqft · price cut 10%
The property
- Beds / baths
- 4 / 1
- Living area
- 1,056 sq ft
- Lot
- 7,405 sq ft
- Year built
- 1955
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22107115
- Listed
- Jun 30, 2026
- Days on market
- 109
- Listing agent
- Robert Davenport · Plum Tree Realty
3172095528 · rmd1.edu@gmail.com - Price history
- First asked $115,500 · previously $109,900 cut $10,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.