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56score
$145,000
MLS
Street view1425 Fairfield Ave
Indianapolis IN 46205 · Single Family · built 1922
3 bd1.5 ba1,664 sqft$87/sqft vs ZIP $163 −47%
1.47 lender DSCR (est.)
Rent covers the estimated payment 1.47× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.4746% under ZIP $/sqftverify conditionbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$145,000List price
$1,600Rent estimate / mo
1.47Lender DSCR (est.)
$3,254Taxes / yr · county assessor
$163ZIP median $ / sqft
56/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,600 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$271 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $508 |
The numbers
- Price
- $145,000
- $ / sq ft
- $87 ZIP median $163
- Rent estimate
- $1,600/mo ZIP + bedroom comps
- Property taxes
- $3,254/yr 2% cap on assessed value $162,700
- PITIA (assumed)
- $1,092/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.47 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 56/100 DSCR 1.47 · 46% under ZIP $/sqft · verify condition · below assessed value
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,664 sq ft
- Lot
- 4,356 sq ft
- Year built
- 1922
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124559
- Listed
- Sep 5, 2026
- Days on market
- 27
- Listing agent
- Jim Anthony · F.C. Tucker Company
3178444200 · janthony@talktotucker.com - Price history
- First asked $145,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.