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0score
$475,000
MLS
Street view14286 Spurr Ln
Carmel IN 46033 · Single Family · built 2019
4 bd3 ba2,236 sqft$212/sqft vs ZIP $201 +6%
0.86 lender DSCR (est.)
Rent covers the estimated payment 0.86× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,772/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$475,000List price
$2,772Rent estimate / mo
0.86Lender DSCR (est.)
$5,700Taxes / yr · assumed 1.2%
$201ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,772 |
| − Mortgage (P&I) | −$2,491 |
| − Taxes | −$475 |
| − Insurance | −$198 |
| − HOA | −$49 |
| = Cash flow before vacancy & repairs | $-441 |
The numbers
- Price
- $475,000
- $ / sq ft
- $212 ZIP median $201
- Rent estimate
- $2,772/mo HUD fair-market rent
- Property taxes
- $5,700/yr assumed 1.2% of price
- PITIA (assumed)
- $3,213/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $49/mo
- Lender DSCR (est.)
- 0.86 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 3
- Living area
- 2,236 sq ft
- Lot
- 3,485 sq ft
- Year built
- 2019
- Property type
- Single Family
- HOA
- $49/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124436
- Listed
- Sep 10, 2026
- Days on market
- 25
- Listing agent
- Glenn Davis · Berkshire Hathaway HomeServices Indiana Realty
3173392830 · gdavis@bhhsin.com - Price history
- First asked $475,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.