Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
14score
↓ $25,100
$549,900
MLS
Street view14305 Stacey St
Carmel IN 46033 · Single Family · built 1992
4 bd3 ba2,498 sqft$220/sqft vs ZIP $201 +10%
0.66 lender DSCR (est.)
Rent covers the estimated payment 0.66× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,752/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 5%below assessed value
The underwriting
The numbers (estimates, illustrative)
$549,900List price
$2,752Rent estimate / mo
0.66Lender DSCR (est.)
$11,932Taxes / yr · county assessor
$201ZIP median $ / sqft
14/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,752 |
| − Mortgage (P&I) | −$2,884 |
| − Taxes | −$994 |
| − Insurance | −$229 |
| − HOA | −$41 |
| = Cash flow before vacancy & repairs | $-1,396 |
The numbers
- Price
- $549,900
- $ / sq ft
- $220 ZIP median $201
- Rent estimate
- $2,752/mo HUD fair-market rent
- Property taxes
- $11,932/yr 2% cap on assessed value $596,600
- PITIA (assumed)
- $4,148/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $41/mo
- Lender DSCR (est.)
- 0.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 14/100 price cut 5% · below assessed value
The property
- Beds / baths
- 4 / 3
- Living area
- 2,498 sq ft
- Lot
- 15,682 sq ft
- Year built
- 1992
- Property type
- Single Family
- HOA
- $41/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22115797
- Listed
- Jul 23, 2026
- Days on market
- 74
- Listing agent
- Mark Humphrey · Berkshire Hathaway HomeServices Indiana Realty
3176402721 · mhumphrey@realestatelinks.com - Price history
- First asked $575,000 · previously $575,000 cut $25,100
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.