1 / 6
75score
$45,000
MLS
Street view1431 S Tibbs Ave
Indianapolis IN 46241 · Single Family · built 1930
1 bd1 ba440 sqft$102/sqft vs ZIP $157 −35%
1.88 lender DSCR (est.)
Rent covers the estimated payment 1.88× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $630/mo (hud:safmr:capped) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.8835% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$45,000List price
$630Rent estimate / mo
1.88Lender DSCR (est.)
$956Taxes / yr · county assessor
$157ZIP median $ / sqft
75/100Deal Score
Monthly picture (illustrative)
| Rent est. | $630 |
| − Mortgage (P&I) | −$236 |
| − Taxes | −$80 |
| − Insurance | −$19 |
| = Cash flow before vacancy & repairs | $296 |
The numbers
- Price
- $45,000
- $ / sq ft
- $102 ZIP median $157
- Rent estimate
- $630/mo hud:safmr:capped
- Property taxes
- $956/yr 2% cap on assessed value $47,800
- PITIA (assumed)
- $334/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.88 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 75/100 DSCR 1.88 · 35% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 1 / 1
- Living area
- 440 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126467
- Listed
- Sep 16, 2026
- Days on market
- 16
- Listing agent
- Sarah Riggen · Keller Williams Indy Metro S
3177712156 · sriggen@kw.com - Price history
- First asked $45,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.