1 / 6
70score
$99,900
MLS
Street view1450 Golay St
Indianapolis IN 46203 · Single Family · built 1972
3 bd1 ba975 sqft$102/sqft vs ZIP $168 −39%
1.92 lender DSCR (est.)
Rent covers the estimated payment 1.92× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,399/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.9239% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$99,900List price
$1,399Rent estimate / mo
1.92Lender DSCR (est.)
$1,972Taxes / yr · county assessor
$168ZIP median $ / sqft
70/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,399 |
| − Mortgage (P&I) | −$524 |
| − Taxes | −$164 |
| − Insurance | −$42 |
| = Cash flow before vacancy & repairs | $669 |
The numbers
- Price
- $99,900
- $ / sq ft
- $102 ZIP median $168
- Rent estimate
- $1,399/mo rent comps
- Property taxes
- $1,972/yr 2% cap on assessed value $98,600
- PITIA (assumed)
- $730/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 70/100 DSCR 1.92 · 39% under ZIP $/sqft
The property
- Beds / baths
- 3 / 1
- Living area
- 975 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1972
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22114354
- Listed
- Jul 16, 2026
- Days on market
- 93
- Listing agent
- Terry Young · Red Bridge Real Estate
8122168602 · terry@redbridgerealestate.com - Price history
- First asked $99,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.