Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
$975,000
MLS
Street view1454 Sempre Way
Westfield IN 46074 · Single Family · built 2024
5 bd4.5 ba4,549 sqft$214/sqft vs ZIP $210 +2%
0.38 lender DSCR (est.)
Rent covers the estimated payment 0.38× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,703/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$975,000List price
$2,703Rent estimate / mo
0.38Lender DSCR (est.)
$18,272Taxes / yr · county assessor
$210ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,703 |
| − Mortgage (P&I) | −$5,113 |
| − Taxes | −$1,523 |
| − Insurance | −$406 |
| − HOA | −$146 |
| = Cash flow before vacancy & repairs | $-4,485 |
The numbers
- Price
- $975,000
- $ / sq ft
- $214 ZIP median $210
- Rent estimate
- $2,703/mo HUD fair-market rent
- Property taxes
- $18,272/yr 2% cap on assessed value $913,600
- PITIA (assumed)
- $7,188/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $146/mo
- Lender DSCR (est.)
- 0.38 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 4.5
- Living area
- 4,549 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2024
- Property type
- Single Family
- HOA
- $146/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22094049
- Listed
- Apr 16, 2026
- Days on market
- 172
- Listing agent
- Kim Loya · CENTURY 21 Scheetz
3178731700 · kloya@c21scheetz.com - Price history
- First asked $975,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.