1 / 6
0score
$1,575,000
MLS
Street view14548 Stonegate Ct
Carmel IN 46032 · Single Family · built 2002
5 bd4.5 ba5,715 sqft$276/sqft vs ZIP $233 +18%
0.25 lender DSCR (est.)
Rent covers the estimated payment 0.25× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,670/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$1,575,000List price
$2,670Rent estimate / mo
0.25Lender DSCR (est.)
$18,520Taxes / yr · county assessor
$233ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,670 |
| − Mortgage (P&I) | −$8,259 |
| − Taxes | −$1,543 |
| − Insurance | −$656 |
| − HOA | −$232 |
| = Cash flow before vacancy & repairs | $-8,021 |
The numbers
- Price
- $1,575,000
- $ / sq ft
- $276 ZIP median $233
- Rent estimate
- $2,670/mo HUD fair-market rent
- Property taxes
- $18,520/yr 2% cap on assessed value $926,000
- PITIA (assumed)
- $10,691/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $232/mo
- Lender DSCR (est.)
- 0.25 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 4.5
- Living area
- 5,715 sq ft
- Lot
- 37,462 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $232/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125411
- Listed
- Oct 15, 2026
- Days on market
- 18
- Listing agent
- Michelle Armstrong · Encore Sotheby's International Realty
3176604444 · michelle.armstrong@encoresothebysrealty.com - Price history
- First asked $1,575,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.