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15score
$549,900
MLS
Street view15215 Declaration Dr
Westfield IN 46074 · Single Family · built 2002
2 bd3 ba3,196 sqft$172/sqft vs ZIP $210 −18%
0.46 lender DSCR (est.)
Rent covers the estimated payment 0.46× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
18% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$549,900List price
$1,724Rent estimate / mo
0.46Lender DSCR (est.)
$6,599Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
15/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,724 |
| − Mortgage (P&I) | −$2,884 |
| − Taxes | −$550 |
| − Insurance | −$229 |
| − HOA | −$70 |
| = Cash flow before vacancy & repairs | $-2,009 |
The numbers
- Price
- $549,900
- $ / sq ft
- $172 ZIP median $210
- Rent estimate
- $1,724/mo HUD fair-market rent
- Property taxes
- $6,599/yr assumed 1.2% of price
- PITIA (assumed)
- $3,733/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $70/mo
- Lender DSCR (est.)
- 0.46 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 15/100 18% under ZIP $/sqft
The property
- Beds / baths
- 2 / 3
- Living area
- 3,196 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $70/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22126196
- Listed
- Sep 18, 2026
- Days on market
- 17
- Listing agent
- Jennil Salazar · Compass Indiana, LLC
3176106252 · jennilsalazar5@gmail.com - Price history
- First asked $549,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.