Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
2score
↓ $10,000New Construction
$1,025,000
MLS
Street view1522 Daylight Dr
Carmel IN 46280 · Single Family · built 2025
5 bd3.5 ba4,002 sqft$256/sqft vs ZIP $237 +8%
0.40 lender DSCR (est.)
Rent covers the estimated payment 0.40× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,776/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 1%
The underwriting
The numbers (estimates, illustrative)
$1,025,000List price
$2,776Rent estimate / mo
0.40Lender DSCR (est.)
$12,300Taxes / yr · assumed 1.2%
$237ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,776 |
| − Mortgage (P&I) | −$5,375 |
| − Taxes | −$1,025 |
| − Insurance | −$427 |
| − HOA | −$73 |
| = Cash flow before vacancy & repairs | $-4,124 |
The numbers
- Price
- $1,025,000
- $ / sq ft
- $256 ZIP median $237
- Rent estimate
- $2,776/mo HUD fair-market rent
- Property taxes
- $12,300/yr assumed 1.2% of price
- PITIA (assumed)
- $6,900/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $73/mo
- Lender DSCR (est.)
- 0.40 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100 price cut 1%
The property
- Beds / baths
- 5 / 3.5
- Living area
- 4,002 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2025
- Property type
- Single Family
- HOA
- $73/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- New Construction
- MLS #
- 22102369
- Listed
- May 15, 2026
- Days on market
- 143
- Listing agent
- Joshua Vida · Paradigm Realty Solutions
5743613933 · josh@realtyparadigm.com - Price history
- First asked $1,035,000 · previously $1,035,000 cut $10,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.