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47score
$145,000
MLS
Street view1531 Cruft St
Indianapolis IN 46203 · Single Family · built 1910
4 bd2 ba880 sqft$165/sqft vs ZIP $168 −2%
1.98 lender DSCR (est.)
Rent covers the estimated payment 1.98× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,030/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.98
The underwriting
The numbers (estimates, illustrative)
$145,000List price
$2,030Rent estimate / mo
1.98Lender DSCR (est.)
$2,448Taxes / yr · county assessor
$168ZIP median $ / sqft
47/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,030 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$204 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $1,005 |
The numbers
- Price
- $145,000
- $ / sq ft
- $165 ZIP median $168
- Rent estimate
- $2,030/mo rent comps
- Property taxes
- $2,448/yr 2% cap on assessed value $122,400
- PITIA (assumed)
- $1,025/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.98 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 47/100 DSCR 1.98
The property
- Beds / baths
- 4 / 2
- Living area
- 880 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22111652
- Listed
- Sep 18, 2026
- Days on market
- 14
- Listing agent
- Ashley Marino · Berkshire Hathaway HomeServices
2199737094 · amarino@bhhsin.com - Price history
- First asked $145,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.