1 / 6
25score
↓ $6,600
$127,900
MLS
Street view1536 Linden St
Indianapolis IN 46203 · Single Family · built 1900
1 bd1 ba648 sqft$197/sqft vs ZIP $168 +17%
1.14 lender DSCR (est.)
Rent covers the estimated payment 1.14× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $975/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 5%
The underwriting
The numbers (estimates, illustrative)
$127,900List price
$975Rent estimate / mo
1.14Lender DSCR (est.)
$1,570Taxes / yr · county assessor
$168ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $975 |
| − Mortgage (P&I) | −$671 |
| − Taxes | −$131 |
| − Insurance | −$53 |
| = Cash flow before vacancy & repairs | $120 |
The numbers
- Price
- $127,900
- $ / sq ft
- $197 ZIP median $168
- Rent estimate
- $975/mo ZIP + bedroom comps
- Property taxes
- $1,570/yr 2% cap on assessed value $78,500
- PITIA (assumed)
- $855/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.14 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 price cut 5%
The property
- Beds / baths
- 1 / 1
- Living area
- 648 sq ft
- Lot
- 2,178 sq ft
- Year built
- 1900
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22104395
- Listed
- May 27, 2026
- Days on market
- 143
- Listing agent
- Charlene Gaard · No Limit Real Estate, Llc
3174402149 · charlenegaard@aol.com - Price history
- First asked $134,500 · previously $128,900 cut $6,600
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.