Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
24score
↓ $4,900
$315,000
MLS
Street view1546 Hoyt Ave
Indianapolis IN 46203 · Single Family · built 1885
3 bd2.5 ba2,335 sqft$135/sqft vs ZIP $168 −20%
0.64 lender DSCR (est.)
Rent covers the estimated payment 0.64× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,500/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
20% under ZIP $/sqftprice cut 2%below assessed value
The underwriting
The numbers (estimates, illustrative)
$315,000List price
$1,500Rent estimate / mo
0.64Lender DSCR (est.)
$6,646Taxes / yr · county assessor
$168ZIP median $ / sqft
24/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,500 |
| − Mortgage (P&I) | −$1,652 |
| − Taxes | −$554 |
| − Insurance | −$131 |
| = Cash flow before vacancy & repairs | $-837 |
The numbers
- Price
- $315,000
- $ / sq ft
- $135 ZIP median $168
- Rent estimate
- $1,500/mo ZIP + bedroom comps
- Property taxes
- $6,646/yr 2% cap on assessed value $332,300
- PITIA (assumed)
- $2,337/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.64 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 24/100 20% under ZIP $/sqft · price cut 2% · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,335 sq ft
- Lot
- 3,920 sq ft
- Year built
- 1885
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22107964
- Listed
- Jun 18, 2026
- Days on market
- 107
- Listing agent
- Beau Matlock · Matlock Realty Group
3179106493 · beau@matlockgroup.net - Price history
- First asked $319,900 · previously $319,900 cut $4,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.