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0score
$2,690,000
MLS
Street view15621 Hidden Oaks Ct
Carmel IN 46033 · Single Family · built 2011
6 bd4.5 ba7,245 sqft$371/sqft vs ZIP $202 +84%
0.14 lender DSCR (est.)
Rent covers the estimated payment 0.14× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,694/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$2,690,000List price
$2,694Rent estimate / mo
0.14Lender DSCR (est.)
$39,362Taxes / yr · county assessor
$202ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,694 |
| − Mortgage (P&I) | −$14,107 |
| − Taxes | −$3,280 |
| − Insurance | −$1,121 |
| − HOA | −$86 |
| = Cash flow before vacancy & repairs | $-15,900 |
The numbers
- Price
- $2,690,000
- $ / sq ft
- $371 ZIP median $202
- Rent estimate
- $2,694/mo HUD fair-market rent
- Property taxes
- $39,362/yr 2% cap on assessed value $1,968,100
- PITIA (assumed)
- $18,594/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $86/mo
- Lender DSCR (est.)
- 0.14 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 6 / 4.5
- Living area
- 7,245 sq ft
- Lot
- 24,829 sq ft
- Year built
- 2011
- Property type
- Single Family
- HOA
- $86/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131929
- Listed
- Oct 17, 2026
- Days on market
- 16
- Listing agent
- Mike Deck · Berkshire Hathaway HomeServices Indiana Realty
3178054663 · mdeck@bhhsin.com - Price history
- First asked $2,690,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.