1 / 6
0score
$180,000
MLS
Street view1610 S Randolph St
Indianapolis IN 46203 · Single Family · built 1925
1 bd1 ba746 sqft$241/sqft vs ZIP $168 +44%
0.78 lender DSCR (est.)
Rent covers the estimated payment 0.78× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $950/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$180,000List price
$950Rent estimate / mo
0.78Lender DSCR (est.)
$2,474Taxes / yr · county assessor
$168ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $950 |
| − Mortgage (P&I) | −$944 |
| − Taxes | −$206 |
| − Insurance | −$75 |
| = Cash flow before vacancy & repairs | $-275 |
The numbers
- Price
- $180,000
- $ / sq ft
- $241 ZIP median $168
- Rent estimate
- $950/mo ZIP + bedroom comps
- Property taxes
- $2,474/yr 2% cap on assessed value $123,700
- PITIA (assumed)
- $1,225/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.78 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 1 / 1
- Living area
- 746 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1925
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22123804
- Listed
- Sep 6, 2026
- Days on market
- 26
- Listing agent
- Dawn Mcclara · F.C. Tucker Company - Downtown
3174595182 · dawn@dawnmcclara.com - Price history
- First asked $180,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.