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0score
$439,000
MLS
Street view16111 Matlock Cir
Westfield IN 46074 · Single Family · built 2005
2 bd2 ba1,662 sqft$264/sqft vs ZIP $210 +26%
0.59 lender DSCR (est.)
Rent covers the estimated payment 0.59× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$439,000List price
$1,724Rent estimate / mo
0.59Lender DSCR (est.)
$5,268Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,724 |
| − Mortgage (P&I) | −$2,302 |
| − Taxes | −$439 |
| − Insurance | −$183 |
| = Cash flow before vacancy & repairs | $-1,200 |
The numbers
- Price
- $439,000
- $ / sq ft
- $264 ZIP median $210
- Rent estimate
- $1,724/mo HUD fair-market rent
- Property taxes
- $5,268/yr assumed 1.2% of price
- PITIA (assumed)
- $2,924/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.59 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 2 / 2
- Living area
- 1,662 sq ft
- Lot
- 8,712 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124588
- Listed
- Sep 4, 2026
- Days on market
- 31
- Listing agent
- Sue Kappen · Century 21 Scheetz
3174329770 · skappen@c21scheetz.com - Price history
- First asked $439,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.