1 / 6
13score
↓ $15,000
$820,000
MLS
Street view16691 Carlton Rd
Westfield IN 46074 · Single Family · built 2022
5 bd3.5 ba4,372 sqft$188/sqft vs ZIP $211 −11%
0.47 lender DSCR (est.)
Rent covers the estimated payment 0.47× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,647/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
11% under ZIP $/sqftprice cut 2%
The underwriting
The numbers (estimates, illustrative)
$820,000List price
$2,647Rent estimate / mo
0.47Lender DSCR (est.)
$10,560Taxes / yr · county assessor
$211ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,647 |
| − Mortgage (P&I) | −$4,300 |
| − Taxes | −$880 |
| − Insurance | −$342 |
| − HOA | −$73 |
| = Cash flow before vacancy & repairs | $-2,948 |
The numbers
- Price
- $820,000
- $ / sq ft
- $188 ZIP median $211
- Rent estimate
- $2,647/mo HUD fair-market rent
- Property taxes
- $10,560/yr 2% cap on assessed value $528,000
- PITIA (assumed)
- $5,595/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $73/mo
- Lender DSCR (est.)
- 0.47 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 11% under ZIP $/sqft · price cut 2%
The property
- Beds / baths
- 5 / 3.5
- Living area
- 4,372 sq ft
- Lot
- 14,810 sq ft
- Year built
- 2022
- Property type
- Single Family
- HOA
- $73/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118108
- Listed
- Aug 7, 2026
- Days on market
- 87
- Listing agent
- Karli Davis · F.C. Tucker Company - Noblesville
3173858414 · karli.davis@talktotucker.com - Price history
- First asked $835,000 · previously $835,000 cut $15,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.