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2score
$449,900
MLS
Street view17128 Towne Rd
Westfield IN 46074 · Single Family · built 1960
4 bd2.5 ba1,976 sqft$228/sqft vs ZIP $210 +8%
0.92 lender DSCR (est.)
Rent covers the estimated payment 0.92× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,703/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$449,900List price
$2,703Rent estimate / mo
0.92Lender DSCR (est.)
$4,532Taxes / yr · county assessor
$210ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,703 |
| − Mortgage (P&I) | −$2,359 |
| − Taxes | −$378 |
| − Insurance | −$187 |
| = Cash flow before vacancy & repairs | $-221 |
The numbers
- Price
- $449,900
- $ / sq ft
- $228 ZIP median $210
- Rent estimate
- $2,703/mo HUD fair-market rent
- Property taxes
- $4,532/yr 2% cap on assessed value $226,600
- PITIA (assumed)
- $2,924/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 1,976 sq ft
- Lot
- 45,302 sq ft
- Year built
- 1960
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22097638
- Listed
- Apr 23, 2026
- Days on market
- 165
- Listing agent
- Sarah Colon · eXp Realty LLC
3177095201 · sarah.colon@exprealty.com - Price history
- First asked $449,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.