1 / 6
29score
↓ $10,900
$225,000
MLS
Street view1765 Hamblen Dr W
Indianapolis IN 46231 · Single Family · built 1954
3 bd2 ba1,328 sqft$169/sqft vs ZIP $147 +15%
1.20 lender DSCR (est.)
Rent covers the estimated payment 1.20× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,805/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.20price cut 5%
The underwriting
The numbers (estimates, illustrative)
$225,000List price
$1,805Rent estimate / mo
1.20Lender DSCR (est.)
$2,700Taxes / yr · assumed 1.2%
$147ZIP median $ / sqft
29/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,805 |
| − Mortgage (P&I) | −$1,180 |
| − Taxes | −$225 |
| − Insurance | −$94 |
| = Cash flow before vacancy & repairs | $306 |
The numbers
- Price
- $225,000
- $ / sq ft
- $169 ZIP median $147
- Rent estimate
- $1,805/mo ZIP + bedroom comps
- Property taxes
- $2,700/yr assumed 1.2% of price
- PITIA (assumed)
- $1,499/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.20 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 29/100 DSCR 1.20 · price cut 5%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,328 sq ft
- Lot
- 15,246 sq ft
- Year built
- 1954
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22103970
- Listed
- May 23, 2026
- Days on market
- 147
- Listing agent
- Lisa M Meinczinger · Lisa Meinczinger
3175236257 · lmnczng@comcast.net - Price history
- First asked $235,900 · previously $235,900 cut $10,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.