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19score
$395,000
MLS
Street view18184 Sadie Ln
Westfield IN 46062 · Single Family · built 2012
4 bd2.5 ba2,760 sqft$143/sqft vs ZIP $185 −23%
0.90 lender DSCR (est.)
Rent covers the estimated payment 0.90× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,398/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
22% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$395,000List price
$2,398Rent estimate / mo
0.90Lender DSCR (est.)
$4,740Taxes / yr · assumed 1.2%
$185ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,398 |
| − Mortgage (P&I) | −$2,071 |
| − Taxes | −$395 |
| − Insurance | −$165 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $-266 |
The numbers
- Price
- $395,000
- $ / sq ft
- $143 ZIP median $185
- Rent estimate
- $2,398/mo HUD fair-market rent
- Property taxes
- $4,740/yr assumed 1.2% of price
- PITIA (assumed)
- $2,664/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 0.90 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 22% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,760 sq ft
- Lot
- 7,405 sq ft
- Year built
- 2012
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22116554
- Listed
- Sep 18, 2026
- Days on market
- 17
- Listing agent
- Paul A. Bates · F.C. Tucker Company - Crosspoint
3178495050 · paul@paulbateshomes.com - Price history
- First asked $395,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.