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39score
$197,900
MLS
Street view1832 N Harding St
Indianapolis IN 46202 · Single Family · built 1920
2 bd1 ba1,360 sqft$146/sqft vs ZIP $207 −30%
1.12 lender DSCR (est.)
Rent covers the estimated payment 1.12× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,500/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
30% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$197,900List price
$1,500Rent estimate / mo
1.12Lender DSCR (est.)
$2,594Taxes / yr · county assessor
$207ZIP median $ / sqft
39/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,500 |
| − Mortgage (P&I) | −$1,038 |
| − Taxes | −$216 |
| − Insurance | −$82 |
| = Cash flow before vacancy & repairs | $164 |
The numbers
- Price
- $197,900
- $ / sq ft
- $146 ZIP median $207
- Rent estimate
- $1,500/mo ZIP + bedroom comps
- Property taxes
- $2,594/yr 2% cap on assessed value $129,700
- PITIA (assumed)
- $1,336/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.12 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 39/100 30% under ZIP $/sqft
The property
- Beds / baths
- 2 / 1
- Living area
- 1,360 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22095440
- Listed
- Apr 17, 2026
- Days on market
- 183
- Listing agent
- Alexis Ruggiero · F.C. Tucker Company
3179380255 · alexis.ruggiero@talktotucker.com - Price history
- First asked $197,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.