Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 18646 Moray St
1 / 6
15score
↓ $1,000
$329,000
MLS Street view
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18646 Moray St

Westfield IN 46074 · Townhouse · built 2024
3 bd2.5 ba1,896 sqft$174/sqft vs ZIP $210 −17%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

17% under ZIP $/sqftprice cut 0%
The underwriting

The numbers (estimates, illustrative)

$329,000List price
$2,219Rent estimate / mo
0.85Lender DSCR (est.)
$6,080Taxes / yr · county assessor
$210ZIP median $ / sqft
15/100Deal Score

Monthly picture (illustrative)

Rent est.$2,219
− Mortgage (P&I)−$1,725
− Taxes−$507
− Insurance−$137
− HOA−$255
= Cash flow before vacancy & repairs$-405

The numbers

Price
$329,000
$ / sq ft
$174 ZIP median $210
Rent estimate
$2,219/mo HUD fair-market rent
Property taxes
$6,080/yr 2% cap on assessed value $304,000
PITIA (assumed)
$2,624/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $255/mo
Lender DSCR (est.)
0.85 rent ÷ PITIA · lender floor 1.20
Deal Score
15/100 17% under ZIP $/sqft · price cut 0%

The property

Beds / baths
3 / 2.5
Living area
1,896 sq ft
Lot
3,920 sq ft
Year built
2024
Property type
Townhouse
HOA
$255/mo
Flood zone
X
Registered rental
No

The listing

Source
Standard
MLS #
22114171
Listed
Jul 17, 2026
Days on market
80
Listing agent
Kara Dearman · F.C. Tucker Company - Keystone at the Crossing
3172010814 · kdearman@talktotucker.com
Price history
First asked $330,000 · previously $330,000 cut $1,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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