Street view of 1905 E 75th St
1 / 6
10score
↓ $5,000
$250,000
MLS Street view
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1905 E 75th St

Indianapolis IN 46240 · Single Family · built 1954
3 bd1 ba1,127 sqft$222/sqft vs ZIP $207 +7%
0.92 lender DSCR (est.)
Rent covers the estimated payment 0.92× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $1,905/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

price cut 2%below assessed value
The underwriting

The numbers (estimates, illustrative)

$250,000List price
$1,905Rent estimate / mo
0.92Lender DSCR (est.)
$7,834Taxes / yr · county assessor
$207ZIP median $ / sqft
10/100Deal Score

Monthly picture (illustrative)

Rent est.$1,905
− Mortgage (P&I)−$1,311
− Taxes−$653
− Insurance−$104
= Cash flow before vacancy & repairs$-163

The numbers

Price
$250,000
$ / sq ft
$222 ZIP median $207
Rent estimate
$1,905/mo HUD fair-market rent
Property taxes
$7,834/yr 2% cap on assessed value $391,700
PITIA (assumed)
$2,068/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
0.92 rent ÷ PITIA · lender floor 1.20
Deal Score
10/100 price cut 2% · below assessed value

The property

Beds / baths
3 / 1
Living area
1,127 sq ft
Lot
11,326 sq ft
Year built
1954
Property type
Single Family
HOA
None on record
Flood zone
100
Registered rental
No

The listing

Source
Standard
MLS #
22109760
Listed
Jun 26, 2026
Days on market
113
Listing agent
Kristy Huntwork · Vision One Real Estate
3175089500 · kristy@visiononerealestate.com
Price history
First asked $255,000 · previously $255,000 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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