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20score
$165,000
MLS
Street view1925 N Oxford St
Indianapolis IN 46218 · Single Family · built 1922
3 bd1.5 ba1,200 sqft$138/sqft vs ZIP $138 −0%
1.20 lender DSCR (est.)
Rent covers the estimated payment 1.20× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,346/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.20
The underwriting
The numbers (estimates, illustrative)
$165,000List price
$1,346Rent estimate / mo
1.20Lender DSCR (est.)
$2,214Taxes / yr · county assessor
$138ZIP median $ / sqft
20/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,346 |
| − Mortgage (P&I) | −$865 |
| − Taxes | −$185 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $227 |
The numbers
- Price
- $165,000
- $ / sq ft
- $138 ZIP median $138
- Rent estimate
- $1,346/mo ZIP + bedroom comps
- Property taxes
- $2,214/yr 2% cap on assessed value $110,700
- PITIA (assumed)
- $1,119/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.20 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 20/100 DSCR 1.20
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,200 sq ft
- Lot
- 3,920 sq ft
- Year built
- 1922
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22073681
- Listed
- Nov 17, 2025
- Days on market
- 334
- Listing agent
- Vanetta Rodgers · BLK Key Realty
4632499820 · vanettar@kw.com - Price history
- First asked $165,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.