1 / 6
25score
↓ $14,900
$300,000
MLS
Street view1927 Yacht Harbor Cir
Indianapolis IN 46260 · Single Family · built 1992
3 bd2.5 ba2,130 sqft$141/sqft vs ZIP $172 −18%
0.74 lender DSCR (est.)
Rent covers the estimated payment 0.74× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,630/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqftprice cut 5%
The underwriting
The numbers (estimates, illustrative)
$300,000List price
$1,630Rent estimate / mo
0.74Lender DSCR (est.)
$6,000Taxes / yr · county assessor
$172ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,630 |
| − Mortgage (P&I) | −$1,573 |
| − Taxes | −$500 |
| − Insurance | −$125 |
| = Cash flow before vacancy & repairs | $-568 |
The numbers
- Price
- $300,000
- $ / sq ft
- $141 ZIP median $172
- Rent estimate
- $1,630/mo HUD fair-market rent
- Property taxes
- $6,000/yr 2% cap on assessed value $300,000
- PITIA (assumed)
- $2,198/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.74 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 18% under ZIP $/sqft · price cut 5%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,130 sq ft
- Lot
- 14,375 sq ft
- Year built
- 1992
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118121
- Listed
- Aug 5, 2026
- Days on market
- 73
- Listing agent
- Latashia White · Black Realty Company
3173414820 · latashia@scottestates.net - Price history
- First asked $314,900 · previously $314,900 cut $14,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.