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39score
New
$199,900
MLS
Street view1935 N Centennial St
Indianapolis IN 46222 · Single Family · built 1950
4 bd1 ba1,440 sqft$139/sqft vs ZIP $150 −7%
1.33 lender DSCR (est.)
Rent covers the estimated payment 1.33× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,821/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.33new this week
The underwriting
The numbers (estimates, illustrative)
$199,900List price
$1,821Rent estimate / mo
1.33Lender DSCR (est.)
$2,824Taxes / yr · county assessor
$150ZIP median $ / sqft
39/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,821 |
| − Mortgage (P&I) | −$1,048 |
| − Taxes | −$235 |
| − Insurance | −$83 |
| = Cash flow before vacancy & repairs | $454 |
The numbers
- Price
- $199,900
- $ / sq ft
- $139 ZIP median $150
- Rent estimate
- $1,821/mo HUD fair-market rent
- Property taxes
- $2,824/yr 2% cap on assessed value $141,200
- PITIA (assumed)
- $1,367/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.33 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 39/100 DSCR 1.33 · new this week
The property
- Beds / baths
- 4 / 1
- Living area
- 1,440 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1950
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125972
- Listed
- Sep 25, 2026
- Days on market
- 7
- Listing agent
- Steve Lehman · Steven Lehman
3173500085 · parkerbuyshouses@yahoo.com - Price history
- First asked $199,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.