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17score
$610,000
MLS
Street view19837 Medlock Cir
Westfield IN 46074 · Single Family · built 2024
5 bd4.5 ba3,680 sqft$166/sqft vs ZIP $210 −21%
0.66 lender DSCR (est.)
Rent covers the estimated payment 0.66× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
21% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$610,000List price
$2,724Rent estimate / mo
0.66Lender DSCR (est.)
$7,320Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,724 |
| − Mortgage (P&I) | −$3,199 |
| − Taxes | −$610 |
| − Insurance | −$254 |
| − HOA | −$78 |
| = Cash flow before vacancy & repairs | $-1,417 |
The numbers
- Price
- $610,000
- $ / sq ft
- $166 ZIP median $210
- Rent estimate
- $2,724/mo HUD fair-market rent
- Property taxes
- $7,320/yr assumed 1.2% of price
- PITIA (assumed)
- $4,141/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $78/mo
- Lender DSCR (est.)
- 0.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 21% under ZIP $/sqft
The property
- Beds / baths
- 5 / 4.5
- Living area
- 3,680 sq ft
- Lot
- 13,068 sq ft
- Year built
- 2024
- Property type
- Single Family
- HOA
- $78/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22127711
- Listed
- Sep 23, 2026
- Days on market
- 12
- Listing agent
- Amy Solomon · Century 21 Bradley Realty Inc
3179036887 · amysolomonrealtor@gmail.com - Price history
- First asked $610,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.